student loan?
i am 18 in college and i am thinking of getting a student loan about 00 for personal consumption..what should i need to get one? thanx
can i spend these money for other consumptions rather than educational?
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Any loans you take out will go directly to your school electronically from the lender…then your school will apply it to your acccount…hopefully your account is paid up…then your school will cut you a check for the remaining balance on your account and you can use the money 4 whatever you want…u the one have 2 pay it back…if you are a credit worthy borrower or have a credit worthy cosigner you can take out a private loan that will go directly to you…again use it as you please…
go to http://www.fafsa.ed.gov
Here is a good publication regarding the maximum amounts you can borrow and the payment calculations.
with a private student loan you can spend these money for other consumptions rather than educational. I found interesting information about your answer, college loans with low interests, scholarships, college grants.