Should I sell my assets to pay off creditors before claiming bankruptcy?
I only have 1 asset worth paying off and thats one of my cars. If I sell this car, I can pay some of the creditors, but not all. I assume I will have to show proof of payng creditors if I claim BK after I have done this.
I see your point rpg, but the exemptions for Arizona will cause my vehicle to be taken because it is paid off and they will take this asset, sell it, and use the money from that asset to pay off the creditors.. granted, i see what your saying, because i would pay off the creditors that I would want to pay off.. so its good knowing that they will take the money back..
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Categories: information on bankruptcy Tags: asset worth, bk, cars, creditors, money, proof
Can a Chapter 13 Bankruptcy be converted to a chapter 11?
The trustee will not confirm our Chapter 13 BK because we have too much debt per the guidelines for a 13. We were self employed but aren’t any longer, but the majority of the debt is from our previous business.
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Categories: information on bankruptcy Tags: bk, chapter 13, trustee
What are my rights as a Landlord with my tenant filing Chapter 11 Bankruptcy?
I am leasing commercial space to a National tenent, who just filed Chapter 11 Bk. The business is for sale, and our lease was rejected and not included in part of the sale. The space is almost vacant other than a few structures and pieces left behind. How long do I have before I can lease it out again and take possession?
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Categories: personal bankruptcy Tags: bk, chapter 11, commercial space, left behind, possession, tenent
Is this a valid way to remove a bankruptcy from your credit report?
I have heard this is a good way to remove a BK. See below. Has anyone tried this?
Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years.
Bankruptcy courts keep cases active for a period of two years before placing them on microfiche.
If your Chapter 7 bankruptcy has aged at least 27 months since the date of discharge, your in a great position to make it disappear forever, simply file disputes with the credit bureaus indicating that your bankruptcy was a Chapter 13 and not a Chapter 7.
You need not provide any documentation to support your dispute, the burden of proof is on the government.
Bankruptcy courts do not respond to requests for verification on cases which has been archived to microfiche, as a result the credit bureaus are required to remove the bankruptcy from your credit report.
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Categories: General Tags: 10 years, bankruptcy courts, bk, burden of proof, chapter 13, chapter 7 bankruptcy, credit bureaus, credit report, microfiche
chapter 13?
do auto payments go in to a chapter 13 bk, even if you’re current? Behind on credit cards, and trying to save home. Do auto payments go in, or stay seperate?
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Categories: information on bankruptcy Tags: auto payments, bk, chapter 13, credit cards