Posts Tagged ‘chapter 13’

Can I get a mortgage after a converted chapter 13 bankruptcy to a 7?

I’ve been renting for 3 years now after filing Chapter 13 in 2007. I’m converting to a 7. Will I be able to get a mortgage once the 7 is filed very soon after? My lease is up in May. I don’t have anything for a down payment or closing costs.


Related Blogs

 Mail this post

Technorati Tags: , , ,

Is it possible to buy a home if my fiancee filed chapter 13?

I would like to get approved for at least 250,000 mortage loan. I make 61,500/yr and she makes 31,000/yr, but I don’t know if it is a good idea to include her because she filed chapter 13 roughly 2 – 3 years ago. What should I do? Thanks.


Related Blogs

 Mail this post

Technorati Tags: ,

What happens to my credit if I decide not to continue with my intention to file for Chapter 13?

I file for Chapter 13 several weeks ago and now every account in my credit report is listed as part of the Chapter 13 plan and there is record of the Chapter 13 been filled with the court. They plan hasn’t been confirmed. What happens if I decide to withdraw the filling? can I do this? what happens to my credit? and how my possibilities to (ie. apply for an apartment) be affected?


Related Blogs

 Mail this post

Technorati Tags: , , ,

Is it possible to file for Chapter 13 Bankruptcy over the phone?

My friend just told me that he did the preliminaries to start to file for Chapter 13 over the phone and it cost him 95.00. Did he just get scammed?


Related Blogs

 Mail this post

Technorati Tags: ,

Any way to remove a dismissed chapter 13 from my credit report?

Filed for a chapter 13 but could not come to terms with the payment and the modifications that the court wanted. never made a payment on the plan and it was dismissed 60 days later. I negotiated my own terms and paid my creditors off. Now I have a big negative on my credit report for a plan that was never used.


Related Blogs

 Mail this post

Technorati Tags: , ,

Can you take out student loans while in a chapter 13 bankruptcy?

We are going to be entering into Chapter 13 in a few months. My job however is pressing me to finish my degree. We do get some reimbursement, however its not enough to cover the complete cost. Anyone had this issue?


Related Blogs

 Mail this post

Technorati Tags: ,

Will my tax return be considered income in my chapter 13?

We got a large tax return this year in early February. We are now in the process of filing chapter 13 and have to provide 6 months worth of income history. Will the trustee consider our 5,000 tax return as part of our income? I know that they will take future returns. We actually had to file an amendment and now have to pay 2,700 of that back anyway, so it was really only 2,300 in excess. Also, can I include this tax debt in my repayment plan?


Related Blogs

 Mail this post

Technorati Tags: , , , , , ,

Can you surrender a home voluntarily in a Chapter 13 bankruptcy?

I hear a lot of people always say "You can keep your property under Chapter 13". What if you don’t want your home becaue it is the main source of you going bankrupt?


Related Blogs

 Mail this post

Technorati Tags: ,

How long dou you have to wait to try and purchase a home after filing Chapter 13 Bankruptcy?

How long do you have to wait to try and purchase a home after filing Chapter 13?… What or where are the banks that will finance a mortgage while in a Chapter 13?…


Related Blogs

 Mail this post

Technorati Tags: , ,

Is it possible to change from a chapter 13 to a chapter 7?

We have completed our first of five years of a chapter 13. Unfortunately, our marriage is not doing well and we are separating. I am hoping things can work out, but if not, is it possible for us to switch to a chapter 7 and get a complete fresh start so we can both be able to walk away from everything and start over? It is in the State of Ohio.


Related Blogs

 Mail this post

Technorati Tags: , , , ,

Powered by Yahoo! Answers