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I do not own a home, and am thinking about filing for Chapter 13 Bankruptcy. The question I have is, after I am clear and my debts paid, is it impossible to get a loan to buy a home?

Technorati Tags: chapter 13 bankruptcy, debts

I filed chapter 13 bankruptcy 3 years ago. i am not able to make the payments on my bankruptcy, but i dont want to lose my two cars. I have about 24 payments left, but i am not able to obtain certain necessities for my kids because all of my money goes to bankruptcy. I want to walk away from it like everyone is walking away from their homes. I heard that you could walk away, but i always thought you had to pay every month, so they dont take your vehicles away from you.

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Technorati Tags: 3 years, chapter 13 bankruptcy, money, necessities, two cars

We are in Chapter 13 bankruptcy, but have paid it down to less than ,000. We can have a lower mortgage payment if we refinance and pay off the Ch. 13. Is this a good thing to do?

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Technorati Tags: chapter 13 bankruptcy, lower mortgage payment

I have been researching filing Chapter 13 bankruptcy, but have had estimates of cost anywhere from 0 to ,500. Nobody can seem to tell me until they start into the process. I know my case is fairly straightforward, I have no real estate or property to protect other than a car, and have other debts as well, but nothing unusual or elaborate.

I understand some of the fees are included in the Chapter 13 plan and paid over time.

I just want to know approximately how much I have to come up with in the beginning, out of my pocket, to file.

Does anyone have any real experience going through this, with the new laws the way they are now?

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Technorati Tags: chapter 13 bankruptcy, debts, estimates, filing chapter 13 bankruptcy, new laws, real estate

I am currently in a Chapter 13 bankruptcy, but might get awarded a settlement. Will I be able to receive this settlement or will it go to the bankruptcy trustee?

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Technorati Tags: bankruptcy trustee, chapter 13 bankruptcy

We are in the process of closing on our first house and don’t want to mess this up. My husband is being forced to file bankruptcy soon on ONLY medical bills. I don’t know if the bankruptcy should be filed just after closing to prevent a lawsuit from one of the creditors or if we should just go to court and settle the bankruptcy after a judgment has been passed. If we filed chapter 13 bankruptcy, what kind of percentage of the total bills do you usually have to pay on medical bills; or does it depend on your income and expenses? Help please! Also, will our credit cards (which we do NOT have a problem with) be taken away from us?

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Technorati Tags: chapter 13 bankruptcy, credit cards, creditors, first house, judgment, medical bills

My sister has been dealing with the IRS for a while and she was recently told by a friend of hers that she could file Chapter 13 Bankruptcy to get all her bills organized and establish a payment that would help her meet her obligations and keep her house. My understanding is that once you file Bankruptcy you can not do it again for 10 years. I could be wrong though -

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Technorati Tags: 10 years, chapter 13 bankruptcy, irs

My husband and I are in a chapter 13 Bankruptcy. We are going through a divorce now. Can I buy out of the Chapter 13 and file a Chapter 7 by myself?

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Technorati Tags: chapter 13 bankruptcy, chapter 7, divorce

If I was to file for Chapter 13 Bankruptcy, how long would it take for me to be able to purchase a home with FHA. How long will it take before creditors approve me for credit.

Thank you,

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Technorati Tags: chapter 13 bankruptcy, creditors, fha

I am considering filing Chapter 13 Bankruptcy and know that I will have to pay back the creditors under the repayment plan between 3 and 5 years. I am trying to figure out how much I will be paying per month to the trustee.

I live in Florida, have 000 in unsecured credit card debt, 000 in a car loan and pay 00 a month in child support.
I make about 000 a year gross.

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Technorati Tags: car loan, chapter 13 bankruptcy, child support, credit card debt, creditors, filing chapter 13 bankruptcy, repayment plan, trustee, unsecured credit card