Posts Tagged ‘chapter 13’

I went through a chapter 13 bankruptcy last year. How do I get re-financing for some properties?

I have consitently paid on my chapter 13 to the courts for about 1-year now. However, I am still behind on some properties I own and need to refinance everything I ahve. Any ideas? No the bankruptcy ahs not been discharged. ASny private investors out there who will take a chance on a guy who wants to turn it around and wants to start over?


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What happens when a Chapter 13 bankruptcy is dismissed?

I have been working on a "plan" with my attorney and trustee for almost a year now. Now they want to increase my payments to a point where I cannot afford it. I may want to dismiss my case but what happens when I do that? I know I am thrown back to the sharks so to speak as far as my creditors go. Do I have to wait to re-file another Chapter 13 plan with a different attorney?


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What is the difference between Chapter 7 and Chapter 13 in Bankruptcy and who qualifies for this?

Who qualifies for a Chapter 7 and how would I know if I do qualify what about chapter 13 who qualifies for this?


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If I have filed a chapter 13 can I move out of state and get a new lawyer in the state I'm moving to?

Can I move to another state and have another lawyer take on my case if I have already filed a Chapter 13 in Pennsylvania? Do I have to continue my court case in the same state? Am I committed to stay in Pennsylvania until the case is done? Or can I move to Colorado at any time and take care of the Chapter 13 in Colorado with another lawyer?


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Can a Chapter 13 Bankruptcy be converted to a chapter 11?

The trustee will not confirm our Chapter 13 BK because we have too much debt per the guidelines for a 13. We were self employed but aren’t any longer, but the majority of the debt is from our previous business.


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How often can someone file a chapter 13?

We are having a discussion here and we were talking about chapter 7 and chapter 13. My friend says that there is no limit on how often a chapter 13 can be filed.


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Can you file chapter 7 bankruptcy if you have NO assets to liquidate?

I’ve heard that chapter 7 is a "liquidation of assets" and chapter 13 is a "reorganization of debt".

I don’t own anything except a computer, two old TVs. Can they take that?

Have lots of debt. Would like to file chapter 7. Can I or will they make me file chapter 13? What are the QUALIFICATIONS or REQUIREMENTS?


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How can I dispute chapter 13 to come off my credit before ten years?

If I filed chapter 13 but it was dismissed after the first month because I change my mind of wanting to file. I was to none effect. It never helped me except for doing paper work. How can I dispute it to come off my credit before ten years? Please answer question seriously, thanks! because now all the creditor that back off are now hunting me down to pay, what can i do? Please answer with the best details as possible?


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What happens to my chapter 13 bankrupcy if my car is totaled and its in the bk?

I am currently in a chapter 13 bankrupcy and my car is included. My car was totaled this week and now I want to know how this will affect my monthly bankrupcy payment and term. Payoff on the car is 17k and insurance is giving me 20k.


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What if a person put a value on their assets on the bankruptcy forms and the property is in no way worth that?

I know someone who just declared Chapter 13. They say property and business is Worth one figure but there is no way it is worth that now. Does the trustee get appraisals.


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