Assets for bankruptcy

Posts Tagged ‘credit card debt’

I have a few thousand dollars in credit card debt with Citibank right now. I know the government is bailing them out left and right, but if Citi went bankrupt what would happen to my debt?
Would another bank buy it off them? If so would my interest rate change?
Would it stay with Citi? If so, could I just not pay it off?

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Technorati Tags: citibank, credit card debt, interest rate change, thousand dollars

I have mounds of credit card debt, a car that I owe more then I could sell it for, and a house that is in the same condition – and our income has taken a hit and I can no longer afford to make payments.

I am considering Bankruptcy. What would happen to all this debt? What are the major differences between Ch.11 and 13?

I live in Texas, if that helps.

10 points to best answer with a reference link.

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Technorati Tags: bankruptcy, credit card debt, mounds

I am considering filing Chapter 13 Bankruptcy and know that I will have to pay back the creditors under the repayment plan between 3 and 5 years. I am trying to figure out how much I will be paying per month to the trustee.

I live in Florida, have 000 in unsecured credit card debt, 000 in a car loan and pay 00 a month in child support.
I make about 000 a year gross.

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Technorati Tags: car loan, chapter 13 bankruptcy, child support, credit card debt, creditors, filing chapter 13 bankruptcy, repayment plan, trustee, unsecured credit card

i have 20,000 in credit card debt and due to financial difficultys i can no longer pay on them am affraid i will lose my only source of income, the rental which i owe 14,000 on is up 4 sale but no takers in over a year. last year i only made 5,000 in income am at the end of my rope!

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Technorati Tags: credit card debt, rope

I have a small business… sole proprietorship…. i’m having to file personal bankruptcy…mostly credit card debt and medical bills. Can I protect my business assets (my computers and some other stuff are exempt under Ch 7, but not office furniture which exceeds the personal exemption) if i convert it to a corporation a few months before filing?

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Technorati Tags: business assets, ch 7, credit card debt, medical bills, office furniture, personal bankruptcy, personal exemption, small business, sole proprietorship