Posts Tagged ‘filing chapter 13 bankruptcy’

How much cash out of my pocket up front to file Chapter 13?

I have been researching filing Chapter 13 bankruptcy, but have had estimates of cost anywhere from 0 to ,500. Nobody can seem to tell me until they start into the process. I know my case is fairly straightforward, I have no real estate or property to protect other than a car, and have other debts as well, but nothing unusual or elaborate.

I understand some of the fees are included in the Chapter 13 plan and paid over time.

I just want to know approximately how much I have to come up with in the beginning, out of my pocket, to file.

Does anyone have any real experience going through this, with the new laws the way they are now?


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How Much is Credit Card Repayment Principle Reduced Under Chapter 13 Bankruptcy Filing?

I am considering filing Chapter 13 Bankruptcy and know that I will have to pay back the creditors under the repayment plan between 3 and 5 years. I am trying to figure out how much I will be paying per month to the trustee.

I live in Florida, have 000 in unsecured credit card debt, 000 in a car loan and pay 00 a month in child support.
I make about 000 a year gross.


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What is the loan modification with your mortgage while in Chapter 13 bankruptcty?

After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months now, it has just taken us this long to finally get in touch with our attorneys and also the mortgage lenders attorneys.


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Chapter 13?

My husband and I are considering filing Chapter 13 bankruptcy and I am my childrens sole care provider. As long as my husband is employed, will I be expected to find employment? We have no other childcare options as we don’t have family or friends in the area.


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