What happens to my foreclosed mortgage debt if I switch from Chapter 13 to Chapter 7 bankruptcy?
In Jan. 2008 I filed Ch. 13 in a frantic attempt to keep my home. In the end, I ended up losing the property due to raising ARMs. I am still in the Ch. 13 and am wondering if I couldn’t switch to a Ch.7 instead? If I do switch to a chapter 7 can my mortgage debt be included in the Chapter 7 or can they go after the co-signor at that point?
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Categories: information on bankruptcy Tags: ch 7, chapter 7, frantic attempt, mortgage debt